Life Insurance  
Providing for your family in the event or your death is a fundamental of risk management. And life insurance benefits that replace your income may be one of the best ways to meet your family’s ongoing financial needs. This calculator is designed to help you estimate the amount of life insurance you would need to produce a sufficient income stream for your family.
     

What is your current income before taxes?

$

What percentage of this income will your family need?

%

For how many years will your family need this income?

What do you expect the rate of inflation to be over this time period?
Note: In recent years, inflation has been 3 percent.

%

What investment return do you expect your family to earn over this time period (0 percent to 10 percent)?

%

Enter the total of any one-time payments that your family will have. (e.g., funeral costs, future college costs, home mortgage, and any other debts you want the insurance to pay.)

$
 
   
   
Tomei & Tonjes Financial Services, LLC
367 Civic Drive, Suite 15 • Pleasant Hill, CA • 94523
Phone: (925) 849-6095 Ext. 106 • Fax: (925) 849-6092
• donna@tomeiandtonjes.com

 

 

 

We currently have individuals licensed to sell securities in the states of California, Louisiana, Massachusetts, Nevada, Oklahoma, Oregon, and Washington. This is not an offer to sell securities in any other state or jurisdiction.

 

Securities offered through 1st Global Capital Corp., Member FINRA/SIPC www.finra.org / www.sipc.org

Investment Advisory Services offered through 1st Global Advisors, Inc.

Insurance Services are offered through 1st Global Insurance Services, Inc.

 (877) 959-8400

California Insurance License 0E94451